Investments and taxes are inextricably connected. You shouldn’t make a decision about one without flipping the coin to consider the implications on the other side. But most investment firms do not include accounting. That is one way Comprehensive Financial Solutions (CFS) stands out as a full-service, holistically minded partnership.

“Tax planning is fundamental, and with our tax practice, we can truly look forward,” said Michael Sise, Certified Financial Planner™, Vice President and Partner, relating that tax loss harvesting is a critical piece of the investment puzzle. J.D. Schroen, CPA, Investment Advisor Representative and President, explained the advantage clients gain from a truly comprehensive approach. “We can determine how investment adjustments will affect taxes, and we can provide better recommendations by understanding what’s happening on both sides,” he said.

Plus, the firm takes a “ground-floor up” approach, Schroen said. Conversations center around short- and long-term goals, risk tolerance — life in general, such as planning for a child’s education, vacations, real estate, retirement and so on.

“From there, we craft a portfolio that is in line with a client’s comfort level, complementary to their tax situation and takes into consideration their goals,” Schroen said. Even in rocky markets, clients gain confidence that a big-picture plan is in place that will help secure their futures.

As a firm, CFS is also focused on growth and leaving a legacy. Founded in 1988 by partners Frank Britingham and Bruce Robson, the company has expanded to a team of 21, with two offices, in Maryland and Delaware, serving generations of clients who appreciate their approach.

Sise pointed to the firm’s talent and commitment to client service as significant factors in CFS’ success.

“You need a great group of people to grow, and we definitely have that, and their contributions are what is making all of this possible,” he said. CS