With offices in Ocean City and Baltimore County, and licensed in 12 states, the independent insurance agency assists homeowners, business owners and contractors by evaluating their risks and protecting their valuable assets through top-rated insurance products — all with great service, competitive pricing and a personal touch.

Mark Hannahs, Harford General Insurance Agency president, said the company’s commercial division assists a wide array of entities on the Eastern Shore.

“We offer insurance for multiple risks on the Shore,” Hannahs said, “including condominium and homeowners associations, restaurants, contractors and all types of businesses.”

Hannahs also stressed the importance of flood insurance for residential and commercial clients, defining if wind damage is covered in their policies and advised all to review the changes to the National Flood Insurance Plan maps to determine their location.

Hannahs said Harford Generals’ team of highly trained agents receives the most satisfaction from evaluating risk, helping clients understand those risks and ensuring their coverages are properly enforced with expertise and professionalism.